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Auto refinance loans applications need to be in the same names as the names on your current auto loans. This is important because that is how your current auto loan is identified and found. Have your auto loans account number ready. If you give them a name with a different spelling, they cannot find your current loan, and you get rejected. Car loans refinancing is one of the best kept secrets around for saving you money, but most people never thought of refinancing their cars before. Car refinance is the same as home refinance. When refinancing car loans, you pay off your current car loan with a refinancing car loan from a different lender that has a lower APR.
